Effective Date: 08/25/24

Thank you for visiting smartautopolicy.com (referred to as the “Website” or “Site”). This Privacy Policy is intended to inform you about the types of information we collect when you use our Website and the associated services (“Services”), including applications, widgets, and email notifications. The term “smartautopolicy,” “we,” “our,” or “us” refers to smartautopolicy.com. We may update this Privacy Policy periodically, so please review this page regularly to stay informed of any changes.

Intended Audience:
This Website and the Services are designed for U.S. residents only.

Information We Collect and How We Use It

We assist consumers in finding insurance, discounted health plans, and other products by connecting them with relevant insurance companies, agents, discount program representatives, and vendors (“Service Providers”). We collect personally identifiable information (PII) that can identify you as an individual when you voluntarily provide this information, such as when you submit it through the Website. This information may include, but is not limited to, your first and last name, home address, telephone number, email address, date of birth, gender, income, and driver’s license information. Additionally, we may collect details about your driving history, the type of vehicle you drive, your home ownership history, and certain health-related information.

We use your PII for various lawful purposes, including:

– Delivering our products and services to you, including matching you with Service Providers.
– Displaying customized content and advertising.
– Conducting research and analysis to improve our services.
– Ensuring the proper functioning of the Website.
– Developing new services and features.
– Alerting you to product updates, special offers, and other new services.
– Responding to your requests for information.
– Sending newsletters and other communications.
– Providing quotes from Service Providers, who may contact you using the information you provide.
– Collecting additional information as needed.

We may also automatically gather certain information when you visit the Website, such as your IP address, browser type, internet service provider (ISP), referring/exit pages, operating system, date and time of visit, internet tags, device type, clickstream data, and other activities on the Website. This information may be combined with other data we collect about you to improve the services we offer, enhance marketing efforts, analyze trends, and improve Website functionality. We, along with our marketing partners, affiliates, and service providers, use technologies like cookies, beacons, tags, and scripts to collect this data. You can set your browser to reject cookies, but doing so may limit your ability to use certain features of the Website.

Sharing of Personal Information

With Service Providers: When you provide PII to us, we may share it with Service Providers to provide you with the quotes you request and to allow them to contact you for informational, advertising, and marketing purposes. Service Providers and other third parties may contact you by email, telephone, text message, postal mail, or other means and may share your information with additional third parties without restriction.

– Corporate Affiliates: We may share the information collected on the Website with our subsidiaries, corporate affiliates, and related companies.

– Vendors and Suppliers: We may share your information with vendors and service providers for purposes such as verifying data and providing services like phone number verification and email distribution.

– Legal Rights and Obligations: We may disclose PII as required by law or in response to lawful requests by public authorities. This includes law enforcement requests, compliance with legal processes, and protecting our legal rights, as well as the rights of others.

– As Required by Law: We reserve the right to disclose your PII as necessary to protect our rights or comply with legal or judicial proceedings.

– Business Transfers: In the event of bankruptcy, merger, or sale of assets, your information may be transferred as an asset of the Company.

– Promotions and Programs: From time to time, you may have the opportunity to participate in promotions or programs offered by us or with third parties. Participation may require you to provide additional PII, and the use and sharing of that information will be governed by the rules or agreements specific to that promotion or program.

Consent to Marketing Communications

By providing your telephone number on the Website, you consent to receive informational and marketing messages and telephone calls from us and our Service Providers. These communications may include automated calls, text messages, SMS, MMS, picture messages, live and prerecorded calls, and more, even if your phone number is on a Do Not Call list. Consent is not required to purchase goods or services, and message & data rates may apply. You can revoke your consent at any time by contacting us.

Third-Party Websites and Services

Please note that third-party websites and services, including those you connect with through our Website, may collect PII. This Privacy Policy does not cover the information practices of those third-party sites or services, and we are not responsible for their content or activities. Additionally, certain PII may be made available to third parties using our Application Programming Interface (API). The collection and use of data by these third parties are subject to their privacy policies.

Your Choices

You may opt out of receiving promotional or marketing communications from us by following the instructions in our communications or by emailing us at hello@smartautopolicy.com. Even if you opt out of marketing messages, you may still receive transactional messages related to your interactions with us. To opt out of having your information shared with third parties for their marketing purposes, you may contact us, and if you wish to stop receiving communications from those third parties, you must contact them directly.

For choices related to interest-based advertising, please refer to the “Digital Advertising & Analytics” section below.

Digital Advertising and Analytics

We may work with ad networks and other providers to serve ads on our behalf on non-affiliated platforms. These ads may be personalized based on information collected about your online activities over time. You can opt out of interest-based advertising through tools like the DAA Webchoices tool, but note that opting out will not stop all advertising, only personalized ads.

We also use services like Google Analytics to improve our Website and Services. For more information on how Google Analytics collects and uses data, visit their privacy policy, and to opt out, visit the Google Analytics opt-out page.

Do Not Track Disclosures

Third parties may collect information about your online activities over time and across different websites when you use our Service. However, the Site does not currently respond to Do Not Track signals due to the lack of a standardized approach for handling them.

Changes and Updates

We may update this Privacy Policy occasionally. The “effective date” at the top of this policy will reflect when it was last updated. Your continued use of the Site after any changes to this Privacy Policy will indicate your acceptance of the updated terms.

Nevada Privacy Rights

Nevada residents may request that we not sell their personal information. To exercise this right, please contact us.

Contact Us:
If you have any questions or concerns about this Privacy Policy, please reach out to us via email at info@emailagency.com.